National Housing Loan

Own your dream home with FAB NHL

WARNING

If you do not keep up your repayments/payments, you may lose your property
You may have to pay penalties if you pay off a loan/financing early
Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more in interest/profit
If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future

ADHA Offers

Save while building your dream home

Enjoy great savings while you build your dream home with a FAB National Housing Loan and the BAITAK HILMAK programme from Danube Home.

Exclusive benefits from IKEA

Get a personal finance with rates as low as 2.99%* from FAB Islamic to furnish your home at IKEA, and benefit from a faster application process

FAB NHL App

FAB provides you with the simplest and easiest way to complete your NHL transactions. You will only need to visit the branch once, to verify the original documents and sign the required documents.

National Housing Loan Programme - Customers

This programme provides Emirati citizens with interest-free housing loans to buy prefabricated homes, to build private homes, or expand existing ones. Loans are valued at AED 2.25 million and have flexible repayment periods of up to 25 years.

NHL Programme - Consultants and Contractors

This programme provides advisory services and contracting companies' services to Emirati citizens who have obtained interest-free housing loans (interest-free loan) from the Abu Dhabi government for the purpose of purchasing prefabricated housing, building private homes, or expanding existing homes.

Frequently Asked Questions for ADHA

SZHP & FAB Islamic Partnership Offer

SZHP beneficiaries can enjoy competitive profit rates on additional home finance profit rates from FAB Islamic

MBRHE & FAB Islamic Partnership Offer

Helping Nationals get the home they want.

Frequently Asked Questions for MBRHE

Can't find what you are looking for?

We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile app and check our FAQs page.

Customer Service

600525500

International

+971(2)6811511

NHL Service

600560137

International

+971(2)4996111