UAE 
First Addu Dhabbi Bank Institute
First Addu Dhabbi Bank Institute P.J.S.CGET - On the app Store
Back to Loans
Non-Salary Transfer Personal Loan for UAE Nationals
Get the personal loan you need without having to transfer your salary.
WARNING
- You may have to pay penalties if you pay off a loan/financing early
- If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
- Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more In interest/profit
*All interest rates quoted are effective rates on the loan’s outstanding balance.
Indicative Loan Calculator
Just enter your monthly income and expenses for each category and the calculator will do the rest.
Representative example
Monthly repayment
Total repayable
- Payment NoTotal PaymentPrincipalInterestBalance
1
AED 6,580.04
AED 5,956.29
AED 623.75
AED 144,043.71
2
AED 6,580.04
AED 5,981.05
AED 598.98
AED 138,062.66
3
AED 6,580.04
AED 6,005.93
AED 574.11
AED 132,056.73
4
AED 6,580.04
AED 6,030.90
AED 549.14
AED 126,025.83
5
AED 6,580.04
AED 6,055.98
AED 524.06
AED 119,969.85
6
AED 6,580.04
AED 6,081.16
AED 498.87
AED 113,888.69
7
AED 6,580.04
AED 6,106.45
AED 473.59
AED 107,782.24
8
AED 6,580.04
AED 6,131.84
AED 448.19
AED 101,650.40
9
AED 6,580.04
AED 6,157.34
AED 422.70
AED 95,493.06
10
AED 6,580.04
AED 6,182.94
AED 397.09
AED 89,310.11
11
AED 6,580.04
AED 6,208.66
AED 371.38
AED 83,101.46
12
AED 6,580.04
AED 6,234.47
AED 345.56
AED 76,866.98
13
AED 6,580.04
AED 6,260.40
AED 319.64
AED 70,606.59
14
AED 6,580.04
AED 6,286.43
AED 293.61
AED 64,320.16
15
AED 6,580.04
AED 6,312.57
AED 267.46
AED 58,007.58
16
AED 6,580.04
AED 6,338.82
AED 241.21
AED 51,668.76
17
AED 6,580.04
AED 6,365.18
AED 214.86
AED 45,303.58
18
AED 6,580.04
AED 6,391.65
AED 188.39
AED 38,911.93
19
AED 6,580.04
AED 6,418.23
AED 161.81
AED 32,493.70
20
AED 6,580.04
AED 6,444.92
AED 135.12
AED 26,048.79
21
AED 6,580.04
AED 6,471.72
AED 108.32
AED 19,577.07
22
AED 6,580.04
AED 6,498.63
AED 81.41
AED 13,078.44
23
AED 6,580.04
AED 6,525.65
AED 54.38
AED 6,552.79
24
AED 6,580.04
AED 6,552.79
AED 27.25
AED 0.00
| Loan Amount | : | AED 150000 |
| Annual Interest Rate | : | 0.0499 % |
| Number of Payments (Months) | : | 24 |
- Payment NoTotal PaymentPrincipalInterestBalance
1
AED 6,580.04
AED 5,956.29
AED 623.75
AED 144,043.71
2
AED 6,580.04
AED 5,981.05
AED 598.98
AED 138,062.66
3
AED 6,580.04
AED 6,005.93
AED 574.11
AED 132,056.73
4
AED 6,580.04
AED 6,030.90
AED 549.14
AED 126,025.83
5
AED 6,580.04
AED 6,055.98
AED 524.06
AED 119,969.85
6
AED 6,580.04
AED 6,081.16
AED 498.87
AED 113,888.69
7
AED 6,580.04
AED 6,106.45
AED 473.59
AED 107,782.24
8
AED 6,580.04
AED 6,131.84
AED 448.19
AED 101,650.40
9
AED 6,580.04
AED 6,157.34
AED 422.70
AED 95,493.06
10
AED 6,580.04
AED 6,182.94
AED 397.09
AED 89,310.11
11
AED 6,580.04
AED 6,208.66
AED 371.38
AED 83,101.46
12
AED 6,580.04
AED 6,234.47
AED 345.56
AED 76,866.98
13
AED 6,580.04
AED 6,260.40
AED 319.64
AED 70,606.59
14
AED 6,580.04
AED 6,286.43
AED 293.61
AED 64,320.16
15
AED 6,580.04
AED 6,312.57
AED 267.46
AED 58,007.58
16
AED 6,580.04
AED 6,338.82
AED 241.21
AED 51,668.76
17
AED 6,580.04
AED 6,365.18
AED 214.86
AED 45,303.58
18
AED 6,580.04
AED 6,391.65
AED 188.39
AED 38,911.93
19
AED 6,580.04
AED 6,418.23
AED 161.81
AED 32,493.70
20
AED 6,580.04
AED 6,444.92
AED 135.12
AED 26,048.79
21
AED 6,580.04
AED 6,471.72
AED 108.32
AED 19,577.07
22
AED 6,580.04
AED 6,498.63
AED 81.41
AED 13,078.44
23
AED 6,580.04
AED 6,525.65
AED 54.38
AED 6,552.79
24
AED 6,580.04
AED 6,552.79
AED 27.25
AED 0.00
Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.
Can't find what you are looking for?
We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.