UAE 
*All interest rates quoted are effective rates on loan outstanding balance
First Addu Dhabbi Bank Institute
First Addu Dhabbi Bank Institute P.J.S.CGET - On the app Store
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Security is the key
Receive a Secured Loan against your fixed deposits and put your financial goals within reach.
WARNING
- You may have to pay penalties if you pay off a loan/financing early
- If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
- Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more In interest/profit
Indicative Loan Calculator
Just enter your monthly income and expenses for each category and the calculator will do the rest.
Representative example
Monthly repayment
Total repayable
| Loan Amount | : | AED 70000 |
| Annual Interest Rate | : | 0.0499 % |
| Number of Payments (Months) | : | 24 |
- Payment NoTotal PaymentPrincipalInterestBalance
1
AED 3,070.68
AED 2,779.60
AED 291.08
AED 67,220.40
2
AED 3,070.68
AED 2,791.16
AED 279.52
AED 64,429.24
3
AED 3,070.68
AED 2,802.77
AED 267.92
AED 61,626.48
4
AED 3,070.68
AED 2,814.42
AED 256.26
AED 58,812.05
5
AED 3,070.68
AED 2,826.12
AED 244.56
AED 55,985.93
6
AED 3,070.68
AED 2,837.88
AED 232.81
AED 53,148.06
7
AED 3,070.68
AED 2,849.68
AED 221.01
AED 50,298.38
8
AED 3,070.68
AED 2,861.53
AED 209.16
AED 47,436.85
9
AED 3,070.68
AED 2,873.43
AED 197.26
AED 44,563.43
10
AED 3,070.68
AED 2,885.37
AED 185.31
AED 41,678.05
11
AED 3,070.68
AED 2,897.37
AED 173.31
AED 38,780.68
12
AED 3,070.68
AED 2,909.42
AED 161.26
AED 35,871.26
13
AED 3,070.68
AED 2,921.52
AED 149.16
AED 32,949.74
14
AED 3,070.68
AED 2,933.67
AED 137.02
AED 30,016.07
15
AED 3,070.68
AED 2,945.87
AED 124.82
AED 27,070.21
16
AED 3,070.68
AED 2,958.12
AED 112.57
AED 24,112.09
17
AED 3,070.68
AED 2,970.42
AED 100.27
AED 21,141.67
18
AED 3,070.68
AED 2,982.77
AED 87.91
AED 18,158.90
19
AED 3,070.68
AED 2,995.17
AED 75.51
AED 15,163.73
20
AED 3,070.68
AED 3,007.63
AED 63.06
AED 12,156.10
21
AED 3,070.68
AED 3,020.13
AED 50.55
AED 9,135.97
22
AED 3,070.68
AED 3,032.69
AED 37.99
AED 6,103.27
23
AED 3,070.68
AED 3,045.30
AED 25.38
AED 3,057.97
24
AED 3,070.68
AED 3,057.97
AED 12.72
AED 0.00
Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.
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