UAE 
*All interest rates quoted are effective rates on loan outstanding balance
First Addu Dhabbi Bank Institute
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The Etihad Guest Personal Loan
Apply for an Etihad Guest Personal Loan and earn miles with this winning partnership.
WARNING
- You may have to pay penalties if you pay off a loan/financing early
- If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
- Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more In interest/profit
Indicative Loan Calculator
Just enter your monthly income and expenses for each category and the calculator will do the rest.
Representative example
Monthly repayment
Total repayable
- Payment NoTotal PaymentPrincipalInterestBalance
1
AED 6,141.37
AED 5,559.20
AED 582.17
AED 134,440.80
2
AED 6,141.37
AED 5,582.32
AED 559.05
AED 128,858.48
3
AED 6,141.37
AED 5,605.53
AED 535.84
AED 123,252.95
4
AED 6,141.37
AED 5,628.84
AED 512.53
AED 117,624.11
5
AED 6,141.37
AED 5,652.25
AED 489.12
AED 111,971.86
6
AED 6,141.37
AED 5,675.75
AED 465.62
AED 106,296.11
7
AED 6,141.37
AED 5,699.35
AED 442.01
AED 100,596.76
8
AED 6,141.37
AED 5,723.05
AED 418.31
AED 94,873.70
9
AED 6,141.37
AED 5,746.85
AED 394.52
AED 89,126.85
10
AED 6,141.37
AED 5,770.75
AED 370.62
AED 83,356.11
11
AED 6,141.37
AED 5,794.75
AED 346.62
AED 77,561.36
12
AED 6,141.37
AED 5,818.84
AED 322.53
AED 71,742.52
13
AED 6,141.37
AED 5,843.04
AED 298.33
AED 65,899.48
14
AED 6,141.37
AED 5,867.34
AED 274.03
AED 60,032.14
15
AED 6,141.37
AED 5,891.73
AED 249.63
AED 54,140.41
16
AED 6,141.37
AED 5,916.23
AED 225.13
AED 48,224.18
17
AED 6,141.37
AED 5,940.84
AED 200.53
AED 42,283.34
18
AED 6,141.37
AED 5,965.54
AED 175.83
AED 36,317.80
19
AED 6,141.37
AED 5,990.35
AED 151.02
AED 30,327.46
20
AED 6,141.37
AED 6,015.26
AED 126.11
AED 24,312.20
21
AED 6,141.37
AED 6,040.27
AED 101.10
AED 18,271.93
22
AED 6,141.37
AED 6,065.39
AED 75.98
AED 12,206.54
23
AED 6,141.37
AED 6,090.61
AED 50.76
AED 6,115.94
24
AED 6,141.37
AED 6,115.94
AED 25.43
AED 0.00
| Loan Amount | : | AED 140000 |
| Annual Interest Rate | : | 0.0499 % |
| Number of Payments (Months) | : | 24 |
- Payment NoTotal PaymentPrincipalInterestBalance
1
AED 6,141.37
AED 5,559.20
AED 582.17
AED 134,440.80
2
AED 6,141.37
AED 5,582.32
AED 559.05
AED 128,858.48
3
AED 6,141.37
AED 5,605.53
AED 535.84
AED 123,252.95
4
AED 6,141.37
AED 5,628.84
AED 512.53
AED 117,624.11
5
AED 6,141.37
AED 5,652.25
AED 489.12
AED 111,971.86
6
AED 6,141.37
AED 5,675.75
AED 465.62
AED 106,296.11
7
AED 6,141.37
AED 5,699.35
AED 442.01
AED 100,596.76
8
AED 6,141.37
AED 5,723.05
AED 418.31
AED 94,873.70
9
AED 6,141.37
AED 5,746.85
AED 394.52
AED 89,126.85
10
AED 6,141.37
AED 5,770.75
AED 370.62
AED 83,356.11
11
AED 6,141.37
AED 5,794.75
AED 346.62
AED 77,561.36
12
AED 6,141.37
AED 5,818.84
AED 322.53
AED 71,742.52
13
AED 6,141.37
AED 5,843.04
AED 298.33
AED 65,899.48
14
AED 6,141.37
AED 5,867.34
AED 274.03
AED 60,032.14
15
AED 6,141.37
AED 5,891.73
AED 249.63
AED 54,140.41
16
AED 6,141.37
AED 5,916.23
AED 225.13
AED 48,224.18
17
AED 6,141.37
AED 5,940.84
AED 200.53
AED 42,283.34
18
AED 6,141.37
AED 5,965.54
AED 175.83
AED 36,317.80
19
AED 6,141.37
AED 5,990.35
AED 151.02
AED 30,327.46
20
AED 6,141.37
AED 6,015.26
AED 126.11
AED 24,312.20
21
AED 6,141.37
AED 6,040.27
AED 101.10
AED 18,271.93
22
AED 6,141.37
AED 6,065.39
AED 75.98
AED 12,206.54
23
AED 6,141.37
AED 6,090.61
AED 50.76
AED 6,115.94
24
AED 6,141.37
AED 6,115.94
AED 25.43
AED 0.00
Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.
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